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Ralph Said:

Does anyone know any good cheap insurance companies to insure my car?

We Answered:

For me, the best was eSure http://www.esure.com ... but there's no reason to believe they'd be good for you too.

It would depend where you live, your driving record, and on loads of other factors.

Try putting your details into a comparison site like http://www.confused.com or http://www.moneysupermarket.com to see which companies come up cheaper.

Then visit the cheapest-looking insurance companies' websites directly to check what their policies offer and whether it's everything you want - eg. how much is the excess if you have to claim / is theft of audio kit covered and what are the max claim limits / etc.

Apart from getting as cheap and small-engined (ideally diesel) a car as possible, here are a few other tips for bringing down your quote:

1. See if getting an experienced driver to go on your policy as a named driver (but not to 'front' the policy for you, with you as a named driver) will bring down your quote. Sometimes this works - no idea why.

2. Try to get a car with an alarm & immobiliser, and slap as many other security devices as you can on it, like an approved steering wheel bar or cover. If you can, keep it in a locked garage overnight.

3. If possible, declare a limited mileage, like 5,000 a year instead of the average 10,000 - but make sure you don't exceed it!

4. If you passed your test less than 12 months ago, look into taking the 'Pass Plus'. It'll cost at least £100 but could cut your insurance premiums by as much as a third.

Finally, see if you can play a couple of the best insurers for you off against each other, taking one's best offer to the other and finally offering to 'buy right now' from them for a further discount once one won't go any lower.

Links to insurers, more insurance buying advice and cost-cutting tips at the link below.

Hope this helps - good luck!

Timothy Said:

Which companies do cheap motor trader insurance policy?

We Answered:

A lot depends on ages and the type of motor trade business. Also if you have premises or not

A local broker would help you - there are some specilist motor trade companies e.g. MMA, Tradex (avoid if possible) but this is one area of insurance where it is definitely NOT a good idea to buy online.

Melissa Said:

Anyone know a cheap insurance companies for first time drivers?

We Answered:

Depending on age and gender you will struggle. Obviously try the comparison sites. Some sites can list the same insurance companies but with a cheaper quote so it's worth trying them all. Also try companies such as Direct Line who aren't on comparison sites. They were really cheap for several people I know in their first year.

Also try AA as they sometimes do good deals for first time drivers if you phone them and especially if you've learnt through them.

Failing that if it is still unaffordable then try taking pass plus or considering a different choice of car which would perhaps be cheaper.

Fred Said:

Cheap insurance companies in Calgary Alberta?

We Answered:

The only way you're going to get any accurate information on insurance rates is to call the insurance companies for a quote. There's too many variables for anyone to be able to give you an answer on a forum like this.