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Leslie Said:

Cheap Car Insurance For 17 Year Olds Male ?

We Answered:

Price comparison web sites display prices from all the leading insurers, so if you can't get the price you want to pay from the prices quoted, there is no point in people suggesting another insurer, as the chances are that the price comparison site will have already quoted for that insurer and you will not find it any cheaper.

With insurance, there is only one way that you can get it cheaper. That is to get some driving experience and no claims discount behind you, but the only way you can get that experience and no claims discount is to take out the insurance at the high premium, then drive carefully and responsibly for a few years to build up claims free driving experience. There is no quick way to low prices.

Contrary to what people think, insurers are not charging these high prices to young drivers just to make a quick profit. If that was the case, there would not be so many reputable insurers that have stopped insuring younger drivers altogether. The facts are that young inexperienced drivers make such a high volume of claims that the insurer has to charge these prices just to break even. It is simply not viable any more to sell policies for young drivers and lots of older experienced drivers are moving to companies that only quote for older drivers as they don't want to pay increased premiums for the claims that inexperienced drivers make.

So many young drivers are desperate to pass the test and take intensive driving courses to pass quicker. Maybe if these schemes were scrapped, and new drivers were trained and educated properly, there would not be so many accidents involving younger drivers and insurance would be a lot cheaper for them.

As for driving on your parent's insurance, or 'fronting' as it is known in the insurance trade, insurers are aware of all the tricks that people try. They see them every day. They are starting to review prices for additional named drivers so that adding a young driver as a named driver will not be much cheaper than the young driver being the policyholder. They also investigate claims thoroughly, and if they are satisfied that you are the main driver, and you have said that your parents are, they can void your policy for withholding material facts. If you do have an accident, and they void your policy, you will have to pay a solicitor to fight your case for you as the insurer will not help you. If you are found to blame, you will have to foot the bill for the damage to all vehicles, property and any personal injury claims yourself. You will also get up to ten points on your licence for driving with no insurance, a hefty fine, and as a new driver, will almost certainly be banned from driving, so it isn't worth it. There is only one way to insure your car and that is to do it legally. Those who don't always get caught in the long run.

Kurt Said:

I am 18 and i got disqualified for 3 months and i was wondering if anyone knows cheap car insurance for me?

We Answered:

I was able to save money through a free on-line quoting service at
http://gsx1.com/InsuranceComparison.html
another one here
http://finance.ebookorama.com/ukusa-sele…
sorry to hear about you getting disqualified and yeah it is a learning curve I was no different myself!