NLIC.org

Timothy Said:

How can I as a teenager reduce my car insurance premiums?

We Answered:

good student discount. Some give discounts for safety courses.

Marion Said:

Did your car insurance premiums decrease after the federal government mandated we all carry it?

We Answered:

Ok, let's forget you mentioned the federals.
The first mandatory car insurance law went into effect in Massachusetts in 1927 and my great grandfather born in 1900 might have been the one to ask, since he was a driver back then, he would have been affected.
Sadly, he died in the 60s.

Funny if you search google for "government program decreased costs" google will suggest
"Did you mean: government program increased costs"
See it right here:
http://www.google.com/search?q=governmen…

"Not every state requires car insurance"
Give it a few more months and we will be able to say that this statement is plain wrong.