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Roger Said:

im 17, and looking for cheap car insurance in the uk, and cant find anything under £3000, can anybody help?

We Answered:

It is likely to be expensive until you can get some driving experience and no claims discount built up. You will find that once you reach 25, insurers will be more favourable towards you, but you are in a high risk age category at the moment as drivers under 25 make so many claims. Lots of insurers no longer insure such drivers because of the cost of claims.

My advice would be to approach an insurance broker or a price comparison web site as they will check lots of different insurers for you, and will know which ones are best for younger drivers. Once you have got the quote, tell them you will think about it, and then approach the insurance company yourself for a quote. The comparison site/broker may be charging a commission for their work, and by going directly to the insurer, you will avoid this, and pay the price without commission added on. It will also be worth checking if the insurer gives a discount for taking it out over the internet as many do.

Good luck.

Kelly Said:

Has anyone else's car insurance increased this year for no apparent reason (UK)?

We Answered:

My daughter's insurance actually went down.
She passed her test last year aged 17..so paying £1400 I thought was probably about right...but this year with 1yrs no claims, it has gone down ot £1000.

You don't have to claim for your insurance to go up...Motor insurance is governed by how many claims there are over the year..the insurance company then increases everyone's premiums to recoup the money they have paid out over that period.