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Bobby Said:

Is your car safe and have you ever had your car stolen...? Do you believe the following stats...?

We Answered:

I drive a Chrysler.
Let's just say a 10 year old with a toothpick can steal a Chrysler..

Dean Said:

Car insurance rates are through the roof and I don't know why, help!?

We Answered:

Your insurance company most likely has a copy of your driving record. Give them a call and ask them if they have a copy or access to a copy. Your local DVM office will have access to your driving records as well. I think I would be asking my insurance company why my rates are so high and others you know have lower rates. I would also call around to some other insurance companies in your area and get quotes from them. If their rates are still higher ask them why the rates are so high. There has to be something that is causing your rates to be higher. Like you have already pointed out you are a 21 year old male and that alone makes the rates expensive. Maybe you need to consider getting liability insurance. It doesn't cover anything on or any injuries to yourself or damages to your vehicle but it would be a lot less rate than full coverage. You probably wouldn't want liability insurance if you have a newer vehicle. If you have a car loan you are required to carry full coverage on the vehicle until the loan is paid in full. It is also possible others that you have mentioned may be on their parents policy and have multi discounts on the policy that makes the rates lower. Talk with your insurance company and make them tell you why your rates are so high and call around and see what you can come up with. Get a copy of your driving record so you can show you have a clean record. You can also go to the police station and probably get a copy of your record to. Make the insurance company prove to you why your rates are so expensive.

Chad Said:

insurance quote changes?

We Answered:

Quotes for Insurance can differ wildly. You are also a young driver and insurance premiums will be higher as Insurers deem you a higher risk.
I would go back to the original comapany and try to speak to the person who gave you the quote. It may be they got details wrong or perhaps were offering you a Third Party only policy or a Policy with more excess payment. mIn any case shop around and dont just look on go compare many insurers do not participate in go compare so you still may yet find insurance cheaper elsewhere