NLIC.org

Jonathan Said:

Can you drive a car home you have just bought without insurance?

We Answered:

You can not a vehicle an inch without insurance in place. If you are considering buying a car, discuss it with your insurance in advance. When you settle on the one, give him the make and VIN and get coverage in place. If you are buying from a dealer, the insurance card can be faxed over while you finish the paper work. If from an individual, stop and get the card before you pick up the car.

How many questions do you see here that start "I bought a car and was driving it home and got into a wreck, and I didn't have insurance in place..."?

Nicholas Said:

Which Would You Prefer NationWide, Liberty Mutual, State Farm, or Farmers for home & car insurance?

We Answered:

go to jdpower.com and you can see how each company rates for home and auto. these can help you in your choice.

Maria Said:

What companies have good car & home insurance at a low cost?

We Answered:

There's no single company that has the BEST rates for EVERYONE, and there's no shortcut - to find the best rates for you, you have to shop around.

Having said that, USAA is very competitive, if you can qualify, and I LOVE Erie insurance. Travelers is great, too. My personal insurance is with State Farm, because their COVERAGE is best, but it's very, VERY pricey.

Jack Said:

If something was stolen out of my car, would I need to contact my home insurance or car?

We Answered:

You would file under your homeowner's policy. I would bet that the deductible would be more than just going to buy a new laptop. I would check that out before filing a claim.

Andre Said:

I am considering buying home and car insurance with Allstate but , should I?

We Answered:

I would get a good lawyer that I can trust to examine the policy first. Insurance companies, (probably most of them), use very misleading words that appear clearly to mean one thing but yet they may mean just the opposite. Insurance salesmen and car salesmen may act like they are your friend but in reality they are trained to get you to think that they care about you and are your friends.
More than a few people in California lost thier homes due to fires and had "EXENDED REPLACEMENT COVERAGE" in their policies which meant that they actually got screwed and were $280,000.00 or so short after being paid for thier houses in some cases.
Some Insurance companies are run by lying, greedy, powerful people. I will not say that this is true or not true about Allstate or any one of them.
The hurricane damages which caused the flood in New Orleans was for the most part unpaid by insurance companies since the water came from the ground up. They say that the hurricane did not cause the damages.
Allstate commercials look good and so do the ads for the Marines or Army recruitment BUT what happens in the military when you get gut shot, or you lose a leg,arm, your entire crotch, or half your face ? Do the research to see if the good outweigh the bad. Search the web for complaints about your insurance company first. I see insurance comapnies as a needed evil that we middle class and poor have to live with.