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Auto Insurance Rate

Marshall Said:

What to do if after a minor accident if your auto insurance rate is higher?

We Answered:

No, there is no negotiating. Each company files their mathematical formula for calculating rates (including the factor they use for accidents) with the state and it is carved in stone.
However, every company has its own mathematical formula, so it might pay to shop around.

Juan Said:

What is the auto insurance rate for a 16 year old in Florida?

We Answered:

There are so many variables that no one can give an answer.

Starting off, there's the insurance company itself. Each can charge its own rate.

There's also where you live. If you live in Miami, you'll have a higher insurance rate than someone who lives in the panhandle.

If you're a boy, you'll pay more than if you're a girl.

Also, are your parents adding you to their policy? If so, that'll affect your rate.

The only true way to know is to contact your insurance company and ask.

Claire Said:

Is it OK to lie about being married to get a lower auto insurance rate?

We Answered:

No. They will catch you sooner or later.

Joanne Said:

Will my auto insurance rate rise if someone on my policy gets in an accident?

We Answered:

Yes, they will likely rise. Most companies will not allow you to delete someone from your policy if they are still living with you, unless they have their OWN auto policy. A few will let you, but only if you "exclude" them from all coverage - pretty risky, as if they DO drive while excluded, the policy is void.

Brandon Said:

Where and how do you get car insurance auto rate and from what company?

We Answered:

If you want to find your best auto insurance rate, try this site

http://EstimateAutoInsuranceRate.info

Here you can get quotes from all auto insurance companies in your area. Its the best way to find an affordable auto insurance winsurance with a reliable company.

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