NLIC.org

Greg Said:

how much would insurance (uk)?

We Answered:

it's hard to say without actually running a quote through as rate depends on a lot of things from your age, occupation type of licence ect..
and it would depend on the same with there parents and wether or not they have a car of there own or if are willing to let you use there no claims bonus under that policy,
you'd be best to phone a local broker for a rough idea.

Jordan Said:

Is Obama's health care plan really just another tax to an already overtaxed population?

We Answered:

The President isn't comparing apples to apples. You can't compare having to carry auto insurance and health insurance for 1 simple reason - you don't HAVE to own a car. If you CHOOSE to own a car, carrying auto insurance (specifically liability insurance) is required.

If I don't drive a car, should I have to pay a penalty that supposedly lowers the insurance premiums for everyone else??? Hell no!!! By forcing those who choose not to carry insurance to pay a penalty, it is a tax, plain and simple.

You can hate insurance companies all you want (I'm looking at you Deb M)...they are only the way they are because the Federal and State governments have let them. Article 1, Section 8 of the Constitution gives Congress the power to regulate interstate commerce (the same section Dems claim allows them to set up a gov't option). By allowing the states to set up their own rules for the sale of health insurance and not allow any company to compete freely, they are adversely affecting consumers. That is a perfect example of where Congress must step in and put a stop to it. Why they haven't probably has to do w/ campaign contributions to both sides.

By allowing the free sale of health insurance, you now force hundreds of companies to compete for your business (just like how car insurance is sold, to take an analogy from the President). That forces rates down, service and value up. Only good things for consumers can come from that.

Why don't we start by enforcing the rules already written in our Constitution and fixing Medicare before we try to rewrite an industry from scratch? Who knows, we may find we don't need to do that much once the free market has altered incentives.

Esther Said:

Do people know that if one chooses not to drive, then...?

We Answered:

You're right, they are completely different issues, but you did leave out one major point. You forgot that no one is FORCED to pay the car insurance of a driver too lazy to pay for it themselves.

Vickie Said:

Car insurance advice?

We Answered:

http://answersinn.andrewglynn.info
A very informative website, kindly stay a minute in website and check

Sara Said:

Why do people always use auto insurance to justify fining people for not having health insurance?

We Answered:

I agree that people should not be fined or punished in any way if they choose not to carry health insurance. HOWEVER....I also have to say that then it becomes their sole responsibility to pay for their health care should they need it. In other words, if someone chooses not to buy insurance (even with the governments help), then if they go to the ER or to a doc, THEY are responsible for payment...even if it means that they or a member of their family scrubs floors in the hospital or whatever. This country has been built on responsibility for ones self...but to many nanny type administrations (not just Obamas) are slowly turning the people into entitlement freaks.