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Vanessa Said:

How many nonstandard auto insurance companies are doing business in the United States?

We Answered:

Well, the biggest nonstandard auto carrier, would be each state's auto insurance program of last resort - that would be facility auto, assigned risk, it goes by lots of different names. If you exclude those, I can think of maybe a dozen companies off the top of my head.

But I'm probably missing some.

It also matters a WAY lot, if you're including only admitted carriers, or nonadmitted carriers as well - or if you're talking personal lines only, or including commercial auto lines.

Leonard Said:

What auto insurance companies in CA, besides Progressive, look at 3 years (instead of 5) of driving history?

We Answered:

Most companies only look at 3 years unless there is a DUI or some other major violation. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.

Go to: http://www.insureme.com/landing.aspx?Ref…

Take care,
Casey

Ida Said:

Do auto insurance companies request a copy of my previous policy before signing me up?

We Answered:

You can compare how the insurance quotes would change, for example here - autoinsurance.bebto.com

Miguel Said:

Why are auto insurance companies allowed to get away with such criminal practices?

We Answered:

Take a close look at your policy to see which coverages went up. I'll bet there was a big jump in comprehensive coverage, which covers theft. Also, metropolitan areas are almost always higher than suburban areas because of more congestion which causes more accidents. Insurance companies don't just randomly pick rates for certain areas, they have to back it up with their claims data when filing their rates with the state insurance department. If you really feel this is criminal then file a complaint with your state insurance department. if they feel the increase is not justified they will investigate and if your company is really doing something wrong it will get rectified.

Kyle Said:

What is the avg cost of customer acquisition for auto insurance companies?

We Answered:

It's about $250. Renewing a policy, costs about 10% of that, so you can see it's much more profitable for a company to RENEW (retain) a policy, than it is to write new business.