NLIC.org

Carrie Said:

Scenario: corrupt work enviroment reported sexual harassment and workplace harassment....?

We Answered:

contact a lawyer, it doesn't cost anything to have your case reviewed and if they feel you have a case they won't charge you until and if you get paid

Josephine Said:

What program, if announced today at 10am, would fix the situation?

We Answered:

I agree with you that it is not the housing market causing this meltdown. Leverage and speculation drive the market. It has been orchestrated this way so to make the American people (those who took out loans they couldn't pay for) the scapegoat. My solution is somewhat radical: Let the market crash, do away with the Federal reserve and bring back the gold standard. The bankers are the culprits, as they were in the first great depression.

Roy Said:

Wouldn't this have been better than what President Bush actually said?

We Answered:

Great insights. I agree except it's not the bank managers that are all at fault, everyone was greedy along the line (those making the mortgages telling people they could get bigger mortgages then they could really afford, the rating companies that overrated the mortgages (so they could be competitive so they could be more profitable and competitive), and the investment banks for not doing their due diligence to research the loan packages they were actually buying and determining their real worth. Perhaps we should go back to the old days where people paid for most of their home in cash and investment firms don't buy these huge bundled mortgages.

Ralph Said:

The accountant's primary function is?

We Answered:

The accountant's primary function is
b. the collection and presentation of financial data.

The primary concern of creditors when assessing the strength of a firm is the firm's
a. short-term liquidity.

A more recent issue that is causing major problems in the business community is
d. ethical problems.

Managerial finance
b. involves tasks such as budgeting, financial forecasting, cash management, and funds procurement.

Which of the following is NOT a financial institution?
b. A newspaper publisher.

A firm had year end 2004 and 2005 retained earnings balance of $670,000 and $560,000, respectively. The firm reported net profits after taxes of $100,000 in 2005. The firm paid dividends in 2005 of _________.
c. $210,000

Wealth maximization as the goal of the firm implies enhancing the wealth of
b. the firm's stockholders.

ABC Corp. extends credit terms of 45 days to its customers. Its credit collection would be considered poor if its average collection period was
b. 57 days.

Cash flows that result from debt and equity financing transactions, including incurrence and repayment of debt, cash inflows from the sale of stock, and cash outflows to pay cash dividends or repurchase stock are called
b. financing flows.

Wesley Said:

Good, inexpensive skin care?

We Answered:

Ok the ingredient in Proactiv that worked for you is Benzoyl Peroxide, which helps acne by killing bacteria. Most of those other products contain salicylic acid, which helps acne by exfoliating your skin. Generally benzoyl peroxide works for teenagers and salicylic acid works for older adults with acne.

Go to the store and look for products that either say they kill bacteria or contain benzoyl or hydrogen peroxide. Be gentle-don't wash too often, use harsh scrubs, or pick at pimples. It takes 30-60 days to try out a regimen to determine if it is working so be patient. Avoid anything with oil and make sure everything is oil-free from your moisturizer to your makeup. Good Luck!