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Kim Said:

Where can I get a Public Liability Insurance for entertainers?

We Answered:

I believe AON Corp which operates in the US and UK as a broker or agent does entertainment liability. It is usually based on receipts, basically used as a value for the event. It is very difficult to obtain for small entertainers as they usually have high minimum premiums. You don't state what type of entertainment.
Also Company Insurance in the UK advertises that they cover entertainment and leisure insurance.

Jessie Said:

How do I get public liability insurance for a 2 day film shoot?

We Answered:

You're using the wrong agents.

You need to try some more INDEPENDENT agents. There ARE places where you can buy a "one shot" production policy, that would include all sorts of different types of liability - besides public - that you might need, to distribute or air your piece.

Production coverage, though, even for a "one shot" is going to run you a minimum premium of $2500. You can pack a lot of coverage into that, though, adding on for a camera/lights package if you need to rent, or trademark/infringment coverage, or editing access, etc.

The truth is, it's not much more expensive for a year policy, than it is for a one shot. If there's any chance you'd do a second piece, you're better off buying it for a year.

Juanita Said:

How do I get public liability insurance for the studio I am renting for a workspace?

We Answered:

I am a licensed insurance agent. You need a Business Owners Policy.

I would be happy to talk with you and provide a quote, fre of charge. Please email me if youre interested.

Ashley Said:

Personal and public liability insurance - Is it possible to get a combined policy?

We Answered:

OK, I filter to US Only questions (not english only) and this came up, so I'm guessing that maybe you're not going to get many UK answers.

Here in the US, and most of the rest of the world, it's true - there are TWO different kinds of liability - personal, and business. "Public" is a misnomer - public can be either personal, or business. Or maybe it's just a UK way to say 'business'.

But, you CANNOT combine the two. The rating basis and coverages are WILDLY divergent. Business liability does NOT include personal liability, but it DOES extend coverage, to some extent, over employees IN THE COURSE OF EMPLOYMENT. With exclusions, of course.

Duane Said:

Where do I go to find public liability insurance?

We Answered:

Go to the Yellow pages under the heading "Insurance." Look for agents who sell commercial general liability insurance.

Marion Said:

How does an individual get one off Public Liability Insurance?

We Answered:

Public or General Liability insurance can be tricky if you have never purchased or researched it before. Speak to a local independent insurance agent and they can get your friend a quote. You may be able to get by with a policy called a Special Event Policy which may be cheaper than for him to get a General Liability policy which typically runs for a year at a time. Start with whoever writes your Homeowners/Auto insurance and they can either council you on this or recommend someone who can.

Good luck and congrats on your upcoming big day!

Gary Said:

How much public liability insurance costs for a tattoo business.?

We Answered:

A Broker will give you a quote. Unlike house Insurance it is not based on a post code, but is based on risk due to the business. ie: you might give someone blood poisoning.