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Patricia Said:

What is the average cost for a Lawyers Professional Liability Insurance?

We Answered:

I think that you'll find it very difficult to obtain coverage in the U.S. Domestic carriers' policies are simply not designed to pick up this exposure. Since you are not a licensed attorney in any U.S. State, and since almost all policies exclude Mexico from their coverage territory you would be forced to seek coverage with a non-admitted, specialty carrier, and the cost - if available - would be prohibitive.
Are you being asked to obtain this coverage by a client?

Jean Said:

How to save money on commercial liability and professional liability insurance?

We Answered:

Cut your coverages.

Honestly, there are so many rating factors that go into it, there's no way anyone here could advise you, how to cut YOUR premiums.

This is a discussion you need to have with YOUR agent.

Bobbie Said:

Anyone know of a company that provides professional liability insurance for employed lifeguards?

We Answered:

No such horse. See, professional liability covers OPINIONS and JUDGEMENT CALLS that cause a financial loss, not BODILY INJURY.

Assuming you're looking for coverage in case someone drowns, that's general liability.

Barry Said:

what is the cost of professional liability insurance for an independent caregiver?

We Answered:

Personal umbrella, or homeowners, won't cover any business pursuits - including professional liability. So it doesn't matter WHAT the limit is, it's not covered. Also, as you're both named insureds, it won't cover one of you, if the other one of you is being sued (or in your case, if your partner dies, and their child/parent/sibling/legal next of kin blood relative sues you on behalf of your partner's estate), the homeowners and umbrella policy ALSO won't protect you. So think about that.

What type of medical license do you have? If you aren't at least an LPN, you're not going to get the liability coverage. It's basically medical malpractice. If you don't have the LICENSE to practice, you can't get the insurance, that covers if you mess up.

AND, you'll also have to have general liability coverage (another business coverage). My guestimate on the cost for both of these is $2500 a year, assuming you're the only employee.

Ellen Said:

Can a lawyer get professional liability insurance working from his home office?

We Answered:

Well, you can get the professional liability, but not unless you also carry GENERAL liability. No one will give you the professional without the general in place.

You need to go to a local, independent agent to get quotes on BOTH of these policies.

Donald Said:

Which Malpractice Insurance/Professional Liability Insurance for Registered Nurse (RN) is the best?

We Answered:

a lot of my friends have NSO. nurse service organization

Daryl Said:

What is the Cost of Professional Liability Insurance for Structural Engineers?

We Answered:

IF you could find someone to insure you, it would depend on your experience, what type of projects you design (no condos) if you have a litigation history, what deductible you can show you could pay, and what is the amount you want to insure for.

I recently looked and it was almost 15K/year for 1 mill coverage w 50K deductible

reality check...

300K/year for sole proprietor?