NLIC.org

Kimberly Said:

Florida Auto Insurance Quotes Online, are they really safe?

We Answered:

I am a resident of Miami Florida and I can tell you first hand to be very careful entering any private information online. I have recently had my Identity stolen from entering my personal information which had to include my social security number for a free online auto insurance quote. Never again will I so easily be swayed to enter my personal information into the world wide web for all to see. My thoughts, there are people who can hack into anywhere online, do yourself a favor and try to limit the information you submit onto the web.

I now currently have my florida auto insurance with Florida Auto Plus Insurance out of Miami Florida 1-877-WIZ-AUTO
They have been awarded Top Auto Insurance Agency in Florida.
Check them out at http://www.FloridaAutoPlusInsurance.com

Beth do yourself a favor and which ever company you choose to purchase your Florida Auto Insurance from just be sure you speak with a knowledgable auto agent who can fully assist you in purchasing only the insurance that fits your individual needs.

Judith Said:

I want to buy my new car today, but my insurance office is closed. Will my new car be covered until Monday?

We Answered:

you can phone them most insurers are 24/7 if you cant then NO you are not insured,,,there are lots of reasons for not changing insurers
you should be able to phone,,,then it will be updated and you are covered

Gwendolyn Said:

What can you do when a medical office misquotes you on a ct scan cost.?

We Answered:

If you have a WRITTEN quote, you have a leg to stand on in Court.

Tyler Said:

office space insurance?

We Answered:

Well, most likely you'll be required to carry liability insurance, in your lease, and maybe other kinds as well.

You can't get business insurance quotes on the web. You also can't buy it by the month. For a startup business, you're most likely going to have to pay in full.

You don't say what kind of business it is. I'd guestimate, liability only coverage will run you somewhere between $1,000 and $100,000 a year, depending on the type of business.

Marion Said:

business set to open march 1st....insurance agent not returning quotes?

We Answered:

OK, as you probably realize, the coverage for this can't be bound overnight, and will take a bit of work to get put in place. You're going to need about two weeks, MINIMUM, so if the NEW guy isn't returning calls, you need to find ANOTHER new agent. But clearly, the first guy, both has no idea what he's doing (how to place it), AND, isn't really excited about working on your account.

Workers comp is probably going to run about 10% of payroll. That might be a bit high, but if you use that number, you won't be shocked. GL is probably going to START at $5,000, and add $500 for each provider. Employee benefits - group health - will probably run about $400 a person for an individual, $1200 for a family, for a LOW/NO deductible plan - but that varies wildly depending on the average age of your group.

Make SURE that new agent is working on your quote. Otherwise, you will NOT be opening the doors on March 1st.

Melissa Said:

I am doing a project. I want to know how much would insurance be for a medical office thats 2500 square feet.?

We Answered:

Well, it doesn't work that way. The PROPERTY will be based on the values, protection class, deductibles, and hazards covered. The LIABILITY for a medical office is usually based on PAYROLL, but can be square feet. The Workers Comp is based on payroll, and the malpractice is based on gross sales.

So, the SQUARE FOOTAGE could only be used in guessing the PROPERTY insurance part - and only if you ALSO fill in a whole bunch more information. Especially, what TYPE of medical office - dental? orthopedic?

You're going to have to talk to a local agent to get a guestimate.

Alicia Said:

Where do I start with medical insurance?

We Answered:

I sent you an email, while I do not sell individual, nor do I work in your state, lets look at what your options are and what they really mean....