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Carolyn Said:

Legal help Please! Commercial Burglary Question. Any help very appreciated.?

We Answered:

Yea, I won't berate you for not reading that policy, although normally I would have. It looks like you're beating yourself up enough about that without my help. (I would also tell your landlord to go and screw himself about the wall thing. Who cares about his deductibles? Tell him to suck it up -- it's his wall!)

Hopefully you read your lease, and hopefully, there's some clause in there about the landlord providing "reasonable security measures" or something like that. If there was, then you're in luck, because "breaking through a wall" and entering through an unlocked unit definitely would qualify as your landlord's breach of that clause of the contract. Look through your lease, and contact an attorney who specializes in real estate to review the facts for you to see if you have a case against the landlord.

In the meantime, contact the police and make sure you account for everything that was stolen or damaged -- if these guys were burgling all over town, they might be easier to catch, and if the cops catch them, you can get at least some of your property back. Good luck!

Sherry Said:

Any advise for this type of situation?

We Answered:

I am not a lawyer but I think I would go after the landlord for damages in small claims court at least.Most small claim courts cap at $5000.Would that cover your loss?
He might not have insurance for content,But it still sounds like he is liable for your loss.