Related Articles

More

Related Categories

More

Recently Added

More

Insurance For Commercial Trucks

Erin Said:

How much should I expect?

We Answered:

Either, or both, is likely to settle out of court. The truck company is more likely. The seatbelt issue will be harder to prove, since they can argue that the seatbelt itself didn't fail, but failed because of damages caused to it during its lifetime in service with the vehicle owner(s) and/or because of the force of the crash. There are guidelines on what most safety features of a car, like seatbelts, must withstand and how they must legally perform. So long as it performed to those guidelines you're not likely to get anything from Ford unless they settle out of court to avoid publicity. With the truck company you can probably expect a decent settlement - but the 1 million figure probably isn't their liability for injury, it's probably their liability for the product they're carrying. In the end it will be up to your/their attorneys and/or a judge/jury to decide what you get. You could end up with nothing, or you could end up with a lot - such is the gamble with a lawsuit.

Susan Said:

cost per mileage for commercial trucking?

We Answered:

Well, what you do is figure out estimated miles driven and divide by the total of cost for the truck, tolls, maintenance & repairs, insurance, DOT filings, and fuel.

Alvin Said:

Commercial vehicle accident. HELP PLEASE!!! ?

We Answered:

I used to drive a city bus and any injured party can sue anyone they think will pay. We used to carry $1,000,000 riders on our insurance just in case someone tried a civil suit against a driver rather than suing the company. I'm confused. You said you traded insurance info at the accident site and that's the information you give them again. I'm not sure what to tell you but I believe that if the company has insurance at the time of the accident, then that insurance should apply. Looks like the company is trying to get out of paying and put the onus on you. If you no longer have the insurance info you gave them once, then you may need to call and talk the correct person. Be very careful what you say to whoever you talk to because they are going to deal you a fit. I would be tempted to remind them that you were hired and were told the company carried insurance on you driving their vehicles and you expect that to cover the accident and that you would hate to have to hire an attorney and then they would end up paying your attorney fees too. And remember if you call, you have no proof of calling. If you write, keep copies of all corresspondence you send and receive. Sending letters return receipt proves the letters were received should you have to go to court. I would call and find out what gives (you are keeping records of who you talked to, when and what was said). If you don't get an appropriate answer, get an attorney. You might want some additional information like is your old company required by law to have insurance and if not, why not and what are the consequences. I thought you had to have insurance to get any type of license on any vehicle. The more informed you are, the more power you have. Sorry I can't help you more but do get ready for a fight and don't cave.

Discuss It!