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Carla Said:

Insurance on a commercial rental property?

We Answered:

I would get Dental Insurance cuz what ifs they falls of there horses and they bust a tooth. Its more happenable that they would bust a tooth than to break a leg. Dos you want to be payin for somebody to be havin tooth work done? I knows I wouldn't.

Ana Said:

question about commercial property?

We Answered:

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Glen Said:

Cost of insurance for a physical therapy center?

We Answered:

Dude, it depends on a TON of things that you didn't mention. Do you own the building? How big is it? What protection class, and what construction? What deductible, and what coverages?

You will ALSO need workers compensation, for your three owners who are also employees.

Professional liability will depend on a wild number of factors, but figure $5,000 per therapist. Property insurance, figure 8% of the total value of the property, or $1,000, whichever is higher. General liability, figure about $2500 with three practicioners. Workers comp, figure . . hmm. Three owners, subject to owners minimums, it's probably going to run you around $4500.

Willie Said:

Need Commercial Insurance (P&C or Group Benefits) Sales Executives!

We Answered:

I'm an experienced commercial insurance producer in San Francisco. I have a strong background in healthcare and I'm currently looking for a new position in San Francisco, CA

Sherri Said:

How and what to depreciate in a commercial property?

We Answered:

Use the price you paid minus the value of the land as the land is not depreciable. You can also depreciate any fixtures, computers, etc., that you added unless you choose to deduct them fully in the year in which you bought them. Needless to say your insurance company would put such a high price on replacement value as your premium is based on that figure. They get us coming and going.