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Keith Said:

Does anyone know a good insurance company for general liability for a non profit organization?

We Answered:

I am not exactly sure how big your organization is, but it is vital in the event you want to protect yourself and any directors. You should also have in place in your bylaws an insurance action plan.... I have included the link to the best place and a place to get a mock plan to implement. Sadler & Company, P.O. Box 5866, Columbia, SC 29250 or call 1(800) 622-73

Kristina Said:

What to do if insured won't answer phone from their own insurance company to accept liability.?

We Answered:

You do not have a next course of action of your insurance company paid for your vehicle repairs. Your insurance company will subrogate against the other insurance company--it's out of your hands.

If your insurance company didn't pay for your vehicle repairs because you either didn't have collision OR you refused payment from them...you'll have to sue the owner of the car in small claims court.