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Johnnie Said:

How does one become an Independent Agent if the life insurance and annuity business?

We Answered:

In order to sell life insurance, you would need a life license.
In order to sell annuities, you would need a life license and a securities license.

I'm not sure how the commission structure work for all insurance companies, but I believe you do need to put in a certain amount of premiums in a month in order to upgrade your sales level. Well, that's what I was told when I was interviewed by several insurance and financial companies.

When a company markets other companies products, this is called an agreement. Let's say you work for company ABC and they have an agreement with XYZ to sell XYZ's annuity products. If you sell XYZ's products, XYZ will pay ABC a certain amount of commissions and then ABC will pay you for selling it.

Ana Said:

What research topics can you think of combining insurance, business management and IT?

We Answered:

Insurance rating software development

Sherri Said:

Where do i find info on getting into the insurance business?

We Answered:

Contact Kaplan Financial they have short one week insurance training classes in most major cities or they also sell great tools to self study such as books and interactive Cd's.....Good luck... You know more self made millions are made from selling life insurance than anything else?

Wayne Said:

Should the federal government get into the car insurance business?

We Answered:

when i was 18 i got a ticket for going 43 in a 35. my insurance went up $4,600 a year (on top of what i already paid).

its absurd. its rape. i'm mad as hell and i'm not gonna take it anymore

Francisco Said:

Should I pursue a career in cosmetology or stay in the Insurance business?

We Answered:

You have answered your own question.

Maybe you feel guilty about changing course but I think you should do cosmetology. You have thought and dreamt about cosmetology for years and on the other hand you state clearly that you don't enjoy the insurance business.

At twenty two you can afford to investigate a range of different careers to see which one really suits you. Gone are the days we were put into work alongside parents and we stayed there for life. Things are different and there is a much larger pool of very rewarding careers to choose from.

Many people change careers during their working life and many do it after the age of thirty or even forty or fifty so don't be shy, ashamed or guilty for doing so at twenty two.

Follow your heart and do the work that satisfies some of your own needs after all you have to do it for eight hours a day. I believe people should enjoy their work as far as possible.

Anne Said:

How can you get an Insurance Business started in this economical disaster?

We Answered:

Everyone is required to have auto insurance. And, those homes with mortgages have to have homeowners insurance.

You do not say what kind of insurance you are selling. And, are you licensed now or are you planning to become licensed? Do you work for a company or are you independent?

Good marketing has not changed. It is going face to face to meet people. Go to religious organizations, condo associations, businesses, gyms and any other place where you can meet people and introduce yourself. You just have to market yourself.

There is no magic button. It is still old fashion hard work to get and keep customers.