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Billie Said:

What is the cost of general liability insurance for a small sole proprietorship?

We Answered:

Interior designer, including professional liability, inland marine coverage for the 'stuff' you buy for your clients, etc, should run you around $4,000 a year for a package policy, NOT including auto or workers comp, IF your gross receipts are under $150,000 a year.

Clifford Said:

How much does general liability insurance cost?

We Answered:

Well, depending on the type of work you do (no roofing or painting, etc) it's probably going to run you about $750 a year. You might as well get $1,000,000 of coverage - I bet there's no price difference between $100,000 and a million.

Clyde Said:

I am looking for General Liability insurance for a start up remodeling company.?

We Answered:

you may absolutely be liable for the subcontractor if YOU hire HIM... meaning you pay him directly. You can do one of 2 things, have the homeowner pay the sub directly or have the sub provide you with a certificate of insurance, naming you as additional insured. That way at least you are protected by his coverage also. General Liability (GL) covers many things including bodily injury and property damage. Basically it covers you when you or your crew damage someone else or their property. An insurance audit is when a company reviews your books to assess if they charged you the correct premium. Depending on your policy they should be looking for the following information:
1. Gross Sales
2. Payroll
3. Employee count
4. cost of subs

they will either charge you an AP (additional premium) or close the audit even based on their findings, in some cases if you overpaid they will apply it to next years premium. If you are in NY you can call 800-MrRates and ask for Jay, he can help.

Bobby Said:

How do I find good general liability insurance?

We Answered:

most insurance carriers(especially if you already have any type of insurance with them) offer packages!!!! i've found farmers life insurance to give about the best deal though!!! grab a phone book and/or go on line for businesses in your area and get quotes... thats usually the best way to find your best deal

Tracy Said:

What is the dollar amount for General liability insurance in Utah for a window washing company, per employee?

We Answered:

Unfortunately, the cost would be based on the company you end up with and the amount of payroll or gross receipts you have per year. My recommendation would be to talk to an independent insurance agent in your area as they will be able to find multiple companies for you and figure out which company is the best fit for you.

Good luck!