NLIC.org

Leslie Said:

Has anyone ever started a franchise? What types of people are needed to?

We Answered:

You have enuf people. You need to protect yourself, tho. Some franchises sell too many. You buy a sub shop and find 3 others from the same company opening within 1 mile. That has been a major complaint.

Some companies insist that they find the location. That is not ok. You can not turn that over to them. A bad location will cost you your entire investment.

Dorothy Said:

Has the liberal media reported how the Democrats mislead you?

We Answered:

Most of the media is in bed with the Democratic party.


http://truewordtoday.blogspot.com/

Dianne Said:

Why did the GOP block the campaign bill?

We Answered:

They finally got their way after DECADES with the Citizens United case.

Now their corporate overlords can dump unlimited amounts of funding into campaigning so long is not directly given to a candidate (and they have PACs for that).... so now that big business can throw their weight around....

....Why would the party of "big business" want campaign finance reform at this point?

It took decades to get that many conservatives on the SCOTUS to issue such an extraordinary ACTIVIST decision.... they don't want to give away the advantage in the very first year.... no matter how bad that makes them look.

Socky: Read the story. The NRA exemption was to coax some conservatives (often heavily funded by NRA) to vote for this law without ham-stringing their campaign finances. Even with that GIANT bone before them..... Conservatives chose to side with big-money interests rather than CITIZENS. That's all.

Marcia Said:

If Obamacare is so great, why have 111 union run companies received an Obama "waiver"?

We Answered:

The waivers are temporary. Your question is deliberately misleading. There are not 111 unions or "union run companies" (whatever that means) with waivers.

The waiver program is intended to provide continuous coverage until 2014, when government-organized marketplaces will offer insurance subsidized by tax credits.

What is so hard to understand about that? That is hardly an indictment of the health care reform program.

Philip Said:

Can anyone, please, help me with these 2 multiple questions about financial markets?

We Answered:

1. [ D ]
2. [ B ]

Arlene Said:

For the 'umpteenth' time I just saw the life ins. commercial?

We Answered:

It's a marketing ploy.

The estate is responsible for paying debts. Any assets have to be used to pay off debts before being distributed to heirs. In a few community property states, a surviving spouse might be held responsible for debts.

In any case, insurance is not part of an estate. The insurance benefit passes directly to the name beneficiary (the estate only gets the funds if there is no beneficiary named). The beneficiary does not have to use those insurance funds to pay any of the deceased's bills.