NLIC.org

Ricardo Said:

My car was hit while parked. How do i get a rental if i only have liability insurance?

We Answered:

If they have told you to rent a car and get paid back -then that is how they chose to handle it.

Something to keep in mind- do not rent a nicer car than you have. If you own a subcompact then rent a subcompact - not an suv. They won't pay for you to get a larger car than yours.

Also, the rental company will probably require you purchase a damage waiver for the rental car. The other company insurance company may not pay for that. Usually they will pay for the daily rate and tax. Not insurance on the rental. The damage waiver can cost $12-$15 per day. The insurance company will not pay for fuel surcharges. So make sure you return the rental car with the same amount of gas in it - as was in it when you rented it.

In my area, Hertz will rent a car to you if you only have liability and will let you be personally responsible for any damage you do to the rental car. Since you only have liability, you may want to speak to them.

Dorothy Said:

If you are in a car accident, and you can't work because your car is damaged, can you claim anything ?

We Answered:

If they cannot provide you with a rental truck and your truck is used for work purposes, then yes.

Frances Said:

Trespassing / unauthorized work?

We Answered:

assume you had pictures of the initial damage.