NLIC.org

George Said:

Where to find specimen commercial insurance policies, such as Burglary, Fire, Theft, Personal Accidents, etc.?

We Answered:

OK, the PROBLEM is, that the "standard" policy likely varies by state. If you're looking for ISO wording, you can't get that for free - you need to BUY it from ISO. MOST insurance companies will give you a "sample policy" of a particular company, if you ask - so go ask your agent if he'll give you a sample policy.

Also, you can BUY something like the CPCU Handbook of Insurance Policies from www.aicpcu.org.

But again, the sample policies do vary! "Standard" is in the eye of the beholder.