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Clayton Said:

I would like to know about the insurance business in VT & up state NY. How profitable it is.?

We Answered:

Whole life insurance pays the most commission - sometimes as much as 110% of the first year's premium. It doesn't matter where you locate the office, because it's all about sales - cold calls, mass mailings, radio advertisements, etc. It's HARD WORK.

NY is a tough state for insurance companies to be in; I haven't heard about problems in VT, though.

June Said:

What do you need to start a commercial cleaning business in san antonio?

We Answered:

I worked with my mom in a cleaning business for most of my high school years, and she actually did fairly well at it. She paid me $10/hour back in 1999! Back then, haha, I had a lot more money than my friends. Anyhoo, you need an L.L.C (limited liability company) and my mother didn't have insurance as far as I know. You do need to keep all the reciepts from everything you buy to start your business. You need to find the right chemicals you want to use, you need an ad in the yellow pages, and you should have a letter head. You should bill out by square feet or by hour. It's been several years since I've been in that business, so I don't know what the going rate is these days. My moms used to charge about $20/hour for cleaning up after college kids. She got it. She had a great reputation for attention to detail and getting jobs done quickly. Billing can be very short and too the point. Businesses seem to like a simple layout.
Here's a list of my favorite chemicals from back in the day:
1. Orange glow for office surfaces. People seem to love the smell!
2. Goof off should be available at your local walmart. That stuff will remove just about anything! (gum, stains, sneaker marks on linoleum, crayon)
3. Almost any window cleaner is good in bulk, and much cheaper.
4. Rubbing alcohol added to pinesol will give the floors a nice sine.
5. Lysol wipes are great for disenfecting bathroom stuff and doorknobs.
Good luck!!!!

Maxine Said:

Can someone suggest an insurance company to buy policy for non emergency medical transportation business in OH?

We Answered:

Contact a LOCAL Nationwide agent.