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Commercial Buildings Insurance

Denise Said:

Yet another question about 9/11?

We Answered:

Your thinking this way because you have all the undeniable hard facts and everyone else has media fluff. The media is owned by them and they lead the masses. If they really wanted to know the truth, they could get off of their couch and start asking questions. We could find out a lot about life this way...start doing a little research! 9/11 was an inside job, I have researched it and the facts are solid. Yes America, your government is out to get you....http://www.youtube.com/watch?v=It125TtTK…

Nancy Said:

100% equity in home... need loan advice?

We Answered:

Unless you absolutely have to have cash, getting a loan is not a great idea.

You're doing all the right things, but you may want to consider incorporating a business and transferring your assets to the corporation. This will protect you personally and give you some options that you don't have right now. You can draw a salary from the corporation, which will give you income that you can show. Also, you will pay for everything with pre-tax money, and make your own decisions about how much you want to show as profit (and pay taxes on that money ) and how much to pump back into the business. As an owner of a corporation, you are not self-employed. You are hired by the company as an employee. You will have 2 separate entities, yourself and the corporation, with 2 separate credit scores.

Arlene Said:

Would You Buy A Straw Home?

We Answered:

I sure would. As a matter of fact, one was built just up the street from me as a pilot project. It is a very nice home and it cost much less to construct than a regular house, and it supposed to be much more energy efficient. As far as I know, it was the only one built in my city, and I am darned if I know why.

Monica Said:

Contractor Liability insurance?

We Answered:

It means, that pool work isn't covered. And that yard work isn't covered. And the landscape lights aren't covered.

You'll have to talk to your insurance agent, see if you can buy back that exclusion.

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