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Floyd Said:

How can i open a commercial office cleaning company in ct?

We Answered:

The great thing about a cleaning business is it doesn't take a lot of start up money.

A cleaning business-whether residential or office-is a terrific way to have a stable income. And you're smart to investigate before you try and get clients!
Here's some beginning steps:
1. Check with your city or county clerk's office to see if you need a business license or fictious name license. These are inexpensive ($25-$50) and usually last 3 or more years;
2. Then, call around to insurance companies and compare prices for liability insurance (sometimes called bond). This protects you if something breaks or gets damaged while you're on the job. And, yes, sometimes you didn't so it, but with this you can keep a client! AND, when you can say to potential clients, "I have liability insurance" it not only makes you professional, but adds confidence. It shouldn't cost more than around $100-$300/yr for $100K coverage (you don't need more than that for now);
3. Call existing cleaning companies, pretend to be a potential customer, to find out the going rates and services provided;
4. NOW, make a nice flyer and/or introductory letter about your service and start knockin' on doors, so to speak! Dress nice, maybe have a t-shirt made up with your company name and/or logo at Cafepress.com, get magnetic signs for your vehicle or a vinyl sign, too.
5. Spend less that $40 and purchase a cleaning business start up kit (more info in the link below) that will give you all the forms, contracts, letters and business plans you need. In the long run this will save you an enormous amount of time and money.

I wouldn't do the partnership if you are short on funds. To do a partnership correctly (by that I mean to protect yourself!), you will need to have a lawyer draw up agreements and other paper work. If you don't do this, you are asking for trouble down the road.


This is a general start. There is lots of information available for you below......

Delores Said:

Is the Progressive Insurance commercial actually Hell?

We Answered:

Insurance provides indemnity for pecuniary losses due to fortuitous losses. The size of the premium depends on the sum insured. You can't have insurance for gambling. It is a business - not social security which is the responsibility of the government.

Beth Said:

Does Safe Auto insurance cost more since they don't check credit?

We Answered:

Safe Auto is high risk insurance, that is the reason they state they don't check credit, since most people who buy it, cant buy from a big name auto insurance company due to their credit, driving record of tickets, or multiple accidents in the past.

Your best bet is to get multiple quotes from at least 3 companies. I suggest you call a agent and discuss and they will give you their suggestions. Also, with any high risk auto, most only have minimum limits only, so if you have any assets, you need more than the minimum to protect you.

As a general rule, any accidents/tickets etc will stay on your record for 3 years and if as you state you driving record is good, I suggest you try some of the other companies even with bad credit, since the rates they will charge will most likely be cheaper than Safe Auto.

good luck

Louis Said:

How can every insurance company claim they'll save you money over the others?

We Answered:

The savings to which they refer is an average; worse yet, it is only an average of those who chose to switch. It doesn't include those who either would not have saved, or would have saved so little that they chose not to switch. Also, it's hard to say if the comparisons would have been "apples-to-apples" in terms of coverage.

Timothy Said:

What is TRULY the cheapest car insurance?

We Answered:

if you only carry liability, it should be the same no matter what company you go through. the state sets liability limits and you are not insuring your car but everyone else.