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Patrick Said:

I am doing a business plan for my esthetics program and i am having trouble with the insurance part?

We Answered:

Yes, well, a LOT of information is needed from you, to get those quotes. The range of pricing is HUGE for businesses, and it depends on the exact amount of coverage, among other things.

You're going to have to go talk to a local agent - buy them lunch or something - then give them answers to about 100 different questions, and ask them to give you guestimates for numbers, as you don't need real quotes.