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Rose Said:

I need to get business insurance for my cleaning company, how much should I get and what will it cost monthly?

We Answered:

Since you just started the business the insurance will be a bit higher for the first 3 years now there is a way around that if you have more than 3 years experience in the field, also depends on your income and if you'd like to insure your business property or just your liability, now to start with I would suggest, $1mil per occurrence and $2mil total, (aggregated) what this means is you have $1mil in General Liability per occurrence and $2mil per year or life of the policy depending on the company you use, also because of the nature of the business you are considered to be an artisan contractor because you work for yourself providing a service at your clients property, this makes it a bit more expensive, it can run you without employees anywhere from $700 to $1000 a year depending on where you are located. if your in california I can help

Guy Said:

Anyone have an idea on transcription company dealing in business, legal and insurance transcription?

We Answered:

I transcribe for my husband; medical transcription. It's hard to find a reliable company. I'd offer my services but I'm a SAHM and staying up with his work is already hard!

Good luck!

Myrtle Said:

Is it legal for a business or insurance company not to pay a women for maternity leave during the 6 weeks off?

We Answered:

Employers aren't required to offer paid maternity leave.

Some employers have short term disability coverage as part of their benefit plan, and sometimes maternity leave can be covered under that. But even then, it would be rare for the policy to cover 100% of your normal pay. Most only give you a percentage of your pay. For example, my employer's plan would cover 65% of the employee's normal pay. (Only if the employee was eligible for the leave, of course.)

But offering a plan like that is an *option* for an employer. They aren't required to do so.

Andy Said:

business insurance company ireland?

We Answered:

Depends on what you mean - any kind of professionals would be covered by their own insurance - what kind of aftercare to what kind of patients?

Jessie Said:

Business Insurance for an Advertising ? Marketing Company?

We Answered:

You need a property/casualty insurance agent.

You probably need an independent agent - as most "standard" insurance companies will not write insurance on a brand new business, that hasn't had prior insurance.

Most advertising agencies, have Commercial Property coverage, Commercial General Liability, Professional Liability, Workers Compensation, Commercial Auto, and Commercial Umbrella or Excess.

Which ones YOU need, would depend on the specifics of your operation.