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Rosa Said:

New Business from home - Does this effect buildings insurance?

We Answered:

It may not affect the buildings insurance a great deal. Your landlord should speak to his Insurer or Broker and discuss the nature of the stock you will be keeping in your garage.

The value of the stock will impose an increased theft risk, but that will be more your concern when you propose to an Insurer for contents insurance.

The buildings Insurers may impose and additional premium for the increased risk of damage to the building in the event of an attempted theft, that will be about it I would have thought. You will need to discuss with your contents Insurers, they may wish to charge an additional premium, as they will probably not cover business stock, they may also exclude theft cover from the home, unless there is forced entry and/or exit if you have clients visiting from the home. If you hare merely running the admin side and simplying using the garage for storage, you should find a local broker will get you a competitve premium for the cover you require.

Doris Said:

s mortgage life insurance only on home mortgages?

We Answered:

Yes, if the building and loan are in the name of an individual. You can even get a "key man" policy in the name of an individuall, that's owned by the business, if the property and loan are owned by a corporation.

Any local agent should be able to do this for you.

Loretta Said:

What kind of jobs are in those "business parks"? you know those buildings with offices inside them?

We Answered:

if it's any thing like the uk it's call centres

Gina Said:

Homeowners Insurance policy with a business on it?

We Answered:

homeinsurance.awardspace.us - try this one. Got my home insurance from them. As I know they provide such a service.

Donald Said:

My landlord has informed me that unless i agree to pay HIS buildings insurance then he will end my contract.?

We Answered:

um..i'm not really technical on this subject, but you should look at the contract, if it states he can add additional charges or whatever on it... then maybe he's legally asking you.

If not, you may be able to refuse to pay because hes not within his rights.

Violet Said:

I need a short catchy name for my new business?

We Answered:

i think for something like that it needs to sound proffesional something to do with you name would be good like (insert Name) morgages and insurance co. it simple but sounds proffesional.