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Manuel Said:

Do you need commercial insurance to deliver flowers part time?

We Answered:

Any one that uses their personal vehicle for business purposes, such as delivering pizza, flowers, news papers, or packages, should have commercial insurance. If you have an accident while in the line of your job the insurance carrier will probably deny coverage.

Using you car for business purposes gives you car more exposure to other traffic so your insurance carrier will need to rate your insurance accordingly.

Claire Said:

What type of income can you make selling commercial group insurance?

We Answered:

It pays commission - so if you don't sell, you don't make anything.

New agents, well, 95% wash out. They can't make $1,000 over six months. The other 5%, they probably average about $50,000 the first year. But it's HARD work, and lots of hours.